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FEMA Flood Insurance Fact Sheet

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Unknown member
Jun 20, 2022

Flood insurance is a mandatory requirement for homeowners who live in flood zones. But what does it cover? What should you look out for? And how much does it cost?

Flood damage is caused by heavy rain or snowmelt, which causes water to rise over land. This can cause flooding, which can destroy property and even kill people. The National Flood Insurance Program (NFIP) was created in 1968 to provide affordable coverage to those living in areas at risk from floods.

Flood insurance protects against losses due to natural disasters such as hurricanes, tornadoes, earthquakes, wildfires, and other events that cause flooding. It also covers losses due to human-caused hazards, such as construction defects, fires, explosions, vandalism, and theft.

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